Nevada Garage Insurance

As a garage, auto body shop owner or used car dealer, you require a specific insurance program that can effectively address the unique risks your business faces on a daily basis. At Automotive Risk Services we understand how important securing the best possible coverage is – that’s why we are proud to offer our comprehensive Garage Insurance program!

At American Best Agency, we’ve had a niche in Garage Insurance for 12 years and have over 120 garage-specific accounts on the books. We understand your business and know how to create a garage insurance program that is comprehensive and affordable. Our expert experience doesn’t stop there either. You will also have access to one of our knowledgeable agents who writes non-franchised used car dealers policies, almost exclusively. Our specialized Automotive Risk Services division exists to solely write insurance for garage and dealer business.

We recognize that the cost of not having coverage in place is costly in the event of a loss; which is why we then work with you directly to custom-build the perfect garage, auto repair shop or used auto dealer insurance policy that meets your distinct needs.

With competitive pricing and multiple A+ rated markets available, Automotive Risk Servic es can build you an inclusive insurance program. Common coverages that you can expect from your garage keepers liability may include:

Garage Liability Coverage including broad form products and defective workmanship. Limits from $100,000 to $2M or higher are available.
Garage Keepers Coverage on a direct primary basis with coverage from $30,000 up to $1,000,000.
Commercial Property Coverage including buildings, contents, shop equipment and employee owned tools.
Auto Coverage including owned, non-owned and hired auto coverage.
Specialized Auto Dealer Liability that meets all DMV licensing requirements.
Equipment & Tools Coverage including optional coverage for employee tools.
Equipment Breakdown Coverage including your lifts, compressors, diagnostic and even HVAC equipment.
Business Interruption that reimburses your lost net income, as a result of a covered loss.
Workers Compensation that protects you from on-the-job injuries and provides comprehensive employers liability as well.
Crime Coverage including employee dishonesty, theft or robbery.
Employment Practices Liability insurance for claims of wrongful termination, discrimation, harrassment, etc.
And more…

Our extensive experience allows us to develop a truly exceptional, custom garage-related insurance program that fits your budget, while containing the dependable, high-quality coverage you can’t receive elsewhere; not to mention the peace of mind you grant your customers, letting them know their vehicle is protected while in your hands. With American Best Agency on your side you can also gain: broad coverage for damage to non-owned autos left for service or repair, coverage for defective products and workmanship, broad liability coverage for the premises and operation of non-owned autos.

Interested in learning more? Contact Automotive Risk Services today to speak with an agent regarding our affordable Garage Insurance program!